August 5, 2013
The Igbo people are considered as one of the Nigerian community that does not have a traditional story of its own. The ethnic group is culturally and socially diverse with several subgroups. The people live in villages, and all speak one language. This essay is a cogent analysis of the Igbo taking into considerations their geographical, historical and cultural settings of the Igbo people.
July 17, 2013
Best alternative to a negotiated agreement (BATNA) is a conciliation technique often defined as the line of action that a party can take incase the existing negotiations fail. In dealing with negotiation, negotiators look upon many factors. This is to ensure accurate estimation of deals. These factors include association value, possibility of parties to honor their side of bargain as well as time value of money. However, these factors are on most cases difficult to center on because they are based on ambiguity and qualitative considerations.
June 25, 2013
The problem of mobile phone theft is a major impediment to the growth of mobile money transfers in Africa. There are many negative affects on the social life of Africans as a result of the issues that stand in the way of mobile money transfers. This paper examines the extent of the problem of mobile phone theft, how it has affected the growth of mobile money transfers, and proposes a solution that can be adopted to eliminate the problem in East Africa, especially in Kenya. The paper uses M-PESA, which is a mobile money service, operated by Safaricom, as an example of how the system works. Upon examination of various initiatives that have been developed in Africa to check the problem of mobile phone theft, the initiatives already in place do not eliminate the problem. As such, it is proposed that the implementation of a system that integrates with the M-PESA system will be most beneficial. To determine the extent of the problem in Africa, this paper conducts a literature review of existing research. The literature review covers different aspects of mobile money, including the current mobile money transfer services in Africa. The problem of mobile phone theft affects mobile money systems significantly. The systems in place, although elaborate, are insufficient to effectively prevent mobile phone theft, or to protect users in the event of a mobile phone theft. The systems are mainly designed to trace and recover lost phones. It is for this reason that it is proposed to implement a system to weed out the problem before it becomes a problem. This means that the system is designed to be preventative. The paper concludes by recommending the adoption of certain strategies that can be used by mobile phone companies in ensuring the integrity and effectiveness of the system. (more…)
June 18, 2013
The tax liability component is an important tool used for calculating the amount of tax incurred by an individual or a corporate. The tax liability is directly related to the income earned. In addition, the tax liability aspect operates on the idea of calculating the amount of money incurred while consuming. It is widely thought that consumers with a higher income incur a higher tax liability (Popławski, 5). This is the same with consumers with a low income bracket.
June 7, 2013
When talking about sex, gender and sexuality, it is clear that there are certain things that are associated to a certain gender. These activities are what people use to define the different genders that are there. At times, when kids are growing up, they tend to behave according to their gender (Lehrer). However, there are abnormal cases where a child of certain gender behaves differently from what the society expects them to. Sometimes the parents of such kids take the children to the hospital to seek medical attention since this occurrence can be a bit worrying. The paper will discuss sex, gender and sexuality (Cameron 531).
May 30, 2013
“The House on Mango Street” is a novel written by Sandra Cisneros and was published in the year 1984. It is a story about a Latina girl by the name Esperanza Cordero, who grew in Chicago together with the Puerto Ricans and the Chicanos. Esperanza was about to utter adieu as she was leaving her Latino neighbors. Esperanza narrates all these as the person who is more focused on the day lives as she sees as a goodbye to many. The novel shows the influence surrounding her as the novel talks more of her as a thirteen year old girl. She slips in that puberty stage when many boys liked when she danced and became friends with Sally who wore black nylon clothes and applied makeup and used the neighboring boys to avoid her abusive dad. This continuous as Esperanza is ditched at carnival and she was sexually assaulted by a group of men. These made her leave as she knew she would come back to help the ones she left. Esperanza had hopes, dreams and plans that were signified a house and she regarded “The House on Mango Street” as just a house that she shared with her family.
May 22, 2013
The Water Cycle (also known as the hydrologic cycle) refers to the journey water takes as it circulates from the land to the sky and back again. It involves the transformation of the water into three of the states in which it does exist in namely; gaseous, liquid and at time even v state.
The cycle starts with having the sun heat up the earth surface. This causes the heat energy to evaporate the water on the earth’s surface mostly changing it from the liquid state to a gaseous state through evaporation. This happens on the earth’s surface as well as on the water bodies. The same case happens to the plants which are also heated making them to lose water into the air through a process known as transpiration. The heated water is lighter than the cold air making it to rise above the earth surface. (more…)
Background and Type of Funds
The Vanguard Group is one of the largest players in the equity market. The company offers several mutual funds, retirement services, exchange traded funds and other financial products to its clients. Since its inception, Vanguard has been a leader in financial innovation. John C. Bogle founded the company, and is credited with the creation of its initial retail index fund. Among Vanguard Group competitors are Citibank, JP Morgan and Morgan Stanley. Vanguard mutual fund structure is different from that of its competitors in that its clients form part of the ownership in rival firms. Vanguard Group offers four types of mutual fund namely bond, money market, stock and balanced funds. The money market funds invest in high quality and short term securities. The aim of these funds is to provide income while maintaining a stable value. Bond funds invest in municipal, government, or corporate debt. These funds focus more on income rather than investment growth. Balanced funds invest in bonds, stock, and money market instrument. They provide a combination of growth, income, and stability. Stock funds invest in securities that form part-ownership in corporate organizations. The purpose of these funds it to provide investment growth. All funds share the same costs pool among each other thereby reducing management and marketing costs.
May 13, 2013
Tesco was founded by Jack Cohen in 1924, reportedly making sales totaling £4 and £1 in profit. It was listed in London’s Stock Exchange in 1947. That same year, Tesco entered the Gasoline retail market, perhaps setting off its culture of diversity, which has been a major asset in its ability to stand and survive not only against its competitor, but also economic fluctuations. The following year, 1948, the company opened it’s the doors to its first self-service shops. Eight years later, 1958, the first Tesco supermarket opened in Essex. It opened its first senior department in 1975, realizing an annual turnover of about £1 billion in 1979, just five years later. In 1997, it opened its first large stores. Today, Tesco is ranked the third largest retail store in the world, operating in over 14 countries globally. It is the leading retailer in the UK. Tesco has more than 2000 stores in the UK, controlling 30 percent of UK’s grocery market. In 2010, the retailer recorded a profit of £3.4 billion (Tesco, 2004; Baker, 2010; Tesco, 2011).
April 24, 2013
The process of hiring differs significantly depending on the kind of commodity or service any given organization deals with. In the institutional realm, the office of the human resource manager is often charged with the task of hiring and recruiting new employees. Likewise, the same department lay off, retrenches and fires personnel. While hiring personnel, human resource management circulates job ads through the appropriate media such as newspapers, radio, television, and more recently social media. Human resource sets a deadline, which all applicants interested in the job, must meet while sending their testimonials. Of all the applicants, only the shortlisted ones make it to the interview.